If you're starting to think about retirement, you should also start thinking about long-term care. While no one ever wants to think about long-term care, it can be disastrous to put it off. It only takes one significant illness or injury to make long-term care a necessity. If you haven't prepared for the inevitable, you could find yourself without the care you need. That's the last thing you want to have happen.
When my card was declined at the grocery store a few months ago, I realized my financial situation had hit rock bottom. Instead of ignoring the problem, I decided to meet with a financial counselor to see what I could do to make things better. I talked with him about how to handle unplanned expenses and how to budget for my day-to-day life. It was incredible to learn more about money, and now I can proudly say I am living within my means. I decided to make this blog for anyone that struggles with financial planning so that you can turn things around.